Category: Uncategorized

Cover	Premium plan	Basic plan
Minimum hospitalisation period	24 hours	48 hours
Pre-existing condition	Yes	No
Maternity	Yes	No
Cash benefit whilst still hospitalised	3 days	7 days

PREMIUMS

1. Premium Plan

 

	Daily benefit	Monthly premium	Daily benefit	Monthly premium
	Adult		Minor
Option 1	100.00	2.10	50.00	1.35
Option 2	200.00	4.20	100.00	2.70

1. Basic Plan

	Adult		Minor
Option 1	100.00	1.45	50.00	1.00
Option 2	200.00	3.20	100.00	2.00

Terms

• For hospitalization within 14 days of discharge, admission will be treated as if it were part of the original claim
• The maximum amount payable under this policy in respect of an insured person is up to 30 days of hospitalization per event and 60 days per annum.

 Age Limits

• 3 months to 69 years

 Waiting periods

• No waiting period for accidents
• 3 months waiting period for all illness;
• 6 months waiting period for surgeries
• 12 months – Pre-existing Conditions

 Territorial Limit

• For hospitalization at any registered hospital in Zimbabwe

Claims Process

• The Insured will report the claims to Zimnat Lion with full documentation
• Zimnat Lion will verify claim details & payments and ascertain claim amount;
• Zimnat Lion will pay claim directly to the client;

 Claim Requirements/Documentation

• Completed claim form;
• Hospital admission and discharge forms(stamped by the hospital and containing dates and times of admission and discharge); or
• Medical report/Affidavit.

Claims Turnaround Time 

• 72 hours from receipt of full documentation

Exclusions

• Illegal Acts
• War and Active Service
• Hospitalization as a result of surgeries of a cosmetic nature
• Any congenital abnormality
• Attempted suicide, wilful exposure to danger
• Hazardous activities

For detailed exclusions, please refer to the Terms and Conditions

Membership Category	Monthly Premium Per Covered Member (USD)	Daily Benefit (USD)	Maximum Benefit per Event (USD)	Maximum Benefit per Year (USD)
Adult	0.79	50	1,500.00	3,000.00
Minor	0.5	25	750	1,500.00

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